Roth Ira Contribution Limits 2024 For Spouse. The roth ira income limit to make a full contribution in 2024 is less than $146,000 for single filers, and less than $230,000 for those filing jointly. Ira contribution limits for 2024.
However, married couples can use a spousal roth ira to fund two accounts, even if just one spouse earns. Subtract from the amount in (1):